Welcome to Cover Me Away (the “Site”)! The Site is owned and operated by Cover Me Away™ (“Cover Me Away™," "we," "us," or "our").
Your continued use of the Site or Services after such changes will indicate your acceptance of the modified terms.
What Type of Information Do We Collect?
General Browsing and Tracking Mechanisms:
We collect information about where visitors go on the Site and gather data regarding the technical aspects of the Site's performance (e.g., website connection time, page download time, etc.).
This information, referred to as "Navigational Information," helps us understand which areas of the Site are most visited and provides insights into visitors' experiences on the Site. While collecting Navigational Information, non-personally identifiable information (such as domain type, browser version, service provider, and IP address) may be gathered, giving us insights into a visitor's Site usage.
Navigational Information is collected using technologies like Cookies and Web Beacons. Cookies are small text files that personalize the Site's content, and Web Beacons are electronic files used to track website navigation, transaction completion, application submission, and browsing behavior.
To opt out of personalized advertising provided by us, please email us at [email protected].
You can also choose to disable all cookies through your browser settings. However, please note that disabling cookies may affect the functionality of the Site or Services.
Collection of Personal Information:
To obtain insurance quotes, you need to provide additional personal information, including but not limited to your date of birth, gender, smoking status, height and weight, and family history.
If you decide to apply for insurance coverage through the Site, we may require additional personal information, including but not limited to your social security number.
How Do We Use Your Information?
We use your Information to:
- Provide the Services
- Assist in underwriting and provide accurate insurance premium rate quotes
- Provide insurers with the necessary information for applications
- Deliver, maintain, and improve customer service
- Personalize your experience with the Services based on your interests
- Develop and enhance the Site and Services
- Respond to your inquiries
- Communicate with you regarding the insurance products purchased through the Site and other products and services
- Offer financial and consumer products and services from partners with whom we have a joint marketing agreement
- Aggregate Information with other users' data for benchmarking and analysis purposes
What Information Do We Share with Third Parties?
We may share your Information with insurance carriers offering third-party insurance products through the Services. We may also engage third-party vendors ("Third Party Vendors") to assist us in providing the Service.
Third Party Vendors may provide services such as monitoring and analyzing Site activity, operational and marketing support, hosting the Site, and maintaining our database. Some of these service providers may be located outside the United States.
We may also share your Information with our parent companies, subsidiaries, joint ventures, or other companies under common control with us. As our business develops, we may buy or sell businesses or assets. In such transactions, some or all of the Information may be part of the transferred assets.
Additionally, we may disclose Information when required by law, court order, government or law enforcement authority, regulatory agency, or when we believe it is necessary or advisable to protect our rights, property, or safety, or those of others.
We take commercially reasonable measures to protect your Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. However, please note that no security system is completely impenetrable. We cannot guarantee the security of our databases, nor can we ensure that the information you transmit over the Internet to and from us will not be intercepted.
Under California Civil Code Section 1798.83, California residents who have established business relationships with us may choose to opt out of having their Personal Information shared with third parties for direct marketing purposes.
If you are a California resident and wish to opt out or request information about our disclosure of your Personal Information to third parties for direct marketing purposes, please send an email to [email protected].
Visitors from Outside the U.S.
If you access the Site or Services from outside the U.S., your connection will be through servers located in the U.S. Any Personal Information you provide to us will be stored on servers and/or internal systems located within the U.S. By providing us with your Personal Information through the Site or Services, you consent to the transfer of such information to the U.S.
We do not knowingly collect Personal Information from children under the age of 13. If you are under 13, please do not provide any Personal Information. We encourage parents and legal guardians to monitor their children's Internet usage and instruct them not to disclose Personal Information without permission.
If you believe that a child under the age of 13 has provided Personal Information to us, please contact us, and we will make reasonable efforts to delete that information from our databases.
Questions or Concerns
If you have any questions or would like more information about our information collection, use, or disclosure practices, please feel free to contact us at [email protected].